Expiration & Renewal Responsibility

Cards are issued with an expiration date. When a card approaches its expiration date, the card is not automatically renewed by Payblr.

Your system is responsible for monitoring card expiration dates and determining when a card should be renewed. This decision should be based on your business rules, operational policies, cardholder eligibility, and cardholder-facing experience.

• Monitor upcoming card expiration dates.
• Define the renewal window before expiration.
• Determine whether the cardholder or card account is eligible for renewal.
• Initiate the renewal process when the card qualifies for renewal.
• Update the cardholder-facing experience, such as renewal prompts, renewal status, or confirmation messaging.