Payblr and Client Responsibilities

Area	Payblr responsibility	Client / program responsibility
3DS setup	Coordinate the PSP integration and supported delegated authentication setup with the processor.	Confirm the delegated methods required for the program and provide setup information when requested.
Delegated SMS	Support the delegated SMS notification path and route the request as agreed.	Send the OTP to the cardholder through the client SMS provider or program SMS process.
Biometric / In-App SCA	Receive the delegated SCA notification, route it to the client system, and return the authentication result to the processor.	Trigger the in-app authentication flow, collect the cardholder result, and return the result to Payblr within the required window.
Card enrollment	Support the 3DS credential management flow through the available APIs.	Ensure the correct cardholder data and delegated authentication credentials are available for enrollment.
Testing	Support UAT coordination, test card setup, issue review, and evidence validation.	Execute Delegated SMS and Biometric / In-App SCA test scenarios and provide evidence when required.
Monitoring and support	Store references and monitor delegated authentication processing, failures, and timeouts.	Monitor client-side SMS delivery, mobile app authentication, and callback response behavior.